Regulations

Learn about the regulations and group structure of ExpatsPensionReview. We are proud to be part of JT Wealth, a trusted group of financial services companies. Our dedication to compliance and accountability ensures that you receive expert, reliable advice.

Regulatory Compliance

Expats Pension Review - Regulatory Information

Our Regulatory Framework

Expats Pension Review operates under comprehensive regulatory oversight across multiple jurisdictions to ensure the highest standards of professional service and consumer protection for UK expats worldwide.

United Kingdom Regulation

Appointed Representative Status

Appointed Representative of: Adviser Platform
Principal Firm Reference: 825539
Regulatory Authority: Financial Conduct Authority (FCA)
Services: Investment advice, pension transfers, insurance mediation
Consumer Protection: Financial Services Compensation Scheme (FSCS) coverage

European Union Regulation

Portugal

Registration Number: 607124296
Regulatory Authority: Autoridade de Supervisão de Seguros e Fundos de Pensões (ASF)
Status: Registered insurance and pension intermediary
Appointed Representative of: Adviser Platform Lda (Portugal)
Tied Agent of: Intamediary Unipessoal Lda

Malta

Connected via: Lawsons Equity Ltd
Regulatory Authority: Malta Financial Services Authority (MFSA)
Compliance: MiFID II compliant investment services
Coverage: EU-wide investment advice permissions

Asia-Pacific Regulation

Malaysia (Labuan)

Licensed Entity: Just Service Global
Regulatory Authority: Labuan Financial Services Authority
Services: Investment and insurance broking
Coverage: Asia-Pacific region including UAE, Singapore, Hong Kong

Australia

Introducer to: HNW Planning Pty Ltd
Australian Financial Services Licence: AFSL No. 225216
Services: Introduction to Australian financial planners
Coverage: Australian superannuation and investment advice

Professional Qualifications

Team Credentials:

CeMAP (Certificate in Mortgage Advice and Practice)
CertPFS (Certificate in Financial Planning)
DipPFS (Diploma in Financial Planning)

Regulatory Verification

All regulatory registrations are publicly verifiable:

UK: Check Adviser Platform (825539) on FCA register
Portugal: Verify registration 607124296 with ASF
Malta: Confirm Lawsons Equity Ltd with MFSA
Australia: Check HNW Planning Pty Ltd AFSL 225216

Consumer Protection

Professional Standards:

Professional indemnity insurance across all jurisdictions
Regular regulatory reporting and compliance monitoring
Ongoing professional development requirements
Ethical standards and conduct rules adherence

Complaints Procedures:

Internal complaints handling procedures
Access to regulatory ombudsman services
Professional indemnity insurance coverage
Regulatory oversight of client interactions

Contact Information

For all regulatory inquiries: clientsupport@expatspensionreview.com

Website: www.expatspensionreview.com

Group Structure

As part of the JT Wealth Group of Companies, ExpatsPensionReview benefits from a strong network of financial services professionals. Our affiliation with JT Wealth enhances our ability to offer comprehensive pension reviews, savings consultations, and tax planning services tailored to the unique needs of UK expats in Spain.

Committed to Transparency

At ExpatsPensionReview, transparency is at the core of everything we do. We believe in open communication, clear explanations, and honest advice. By prioritizing transparency in our operations, we build trust with our clients and empower them to make informed financial decisions.