Navigating pension complexities
Navigating pension complexities as a UK expat can be daunting. Expats Pension Review offers expert, independent advice to simplify your pension, savings, and cross-border tax planning. Our tailored reviews, transparent guidance, and ongoing support empower you to make confident financial decisions.
Overcoming Pension Challenges for Uk Expats
UK expats often face complex pension challenges when living abroad. At Expats Pension Review, we help clients overcome issues such as:
- Uncertainty around pension access and transfers: Many expats are unsure how to access or consolidate multiple UK pensions from overseas, especially post-Brexit.
- Tax implications across jurisdictions: Understanding how UK pensions are taxed in your country of residence—and how to avoid double taxation—is a major concern.
- Loss of pension value due to currency fluctuations: Managing exchange rate risks is crucial to preserving retirement income.
- Limited visibility and control: Expats often struggle to track and manage their pensions remotely, especially with outdated platforms or providers.
- Compliance and regulation worries: Navigating UK rules (like the Overseas Transfer Charge) and local pension laws can be overwhelming without expert guidance.
We provide personalized reviews, clear strategies, and ongoing support to help you make informed decisions and secure your financial future abroad.
Our Unique Pension Review Process
At Expats Pension Review, we follow a clear, client-focused process designed specifically for UK expats:
- Initial Consultation: We start with a free, no-obligation call to understand your current pension situation, residency status, and financial goals.
- Detailed Pension Analysis: We review your UK pensions, including SIPPs, workplace schemes, and private plans, assessing performance, fees, and transfer options.
- Cross-Border Tax Review: We evaluate how your pensions interact with local tax laws, helping you avoid double taxation and stay compliant.
- Tailored Recommendations: You receive a personalized strategy that aligns with your goals, location, and future plans—no generic advice or product pushing.
- Ongoing Support: We provide regular reviews and updates as your circumstances or regulations change, ensuring your plan stays on track.
What Makes Us Unique: Unlike traditional advisors, we focus exclusively on UK expats. Our advice is independent, transparent, and built around cross-border expertise—not product sales. We simplify complex pension decisions and offer long-term support wherever you are in the world.
Who Benefits Most From Our Pension Reviews?
Our services are ideal for UK expats worldwide who want to:
- Consolidate or transfer multiple UK pensions.
- Understand cross-border tax implications and avoid double taxation.
- Protect pension value from currency fluctuations.
- Gain control and visibility over their retirement funds.
- Receive country-specific, tax-efficient investment advice tailored to their residency and long-term goals.
Whether you're in the UAE, Australia, Spain, or Thailand, we help you align your pension and investment strategy with local tax laws—ensuring compliance, efficiency, and peace of mind.
Peace of Mind and Financial Security
At Expats Pension Review, your financial security is our top priority. As Appointed Representative via Adviser Platform (FCA Firm Ref: 825539), we operate under strict UK regulatory standards. We're also regulated by the ASF (Portugal) under Reg. No. 607124296, ensuring full compliance across borders.
Our company structure reflects our commitment to transparency and trust. Expats Pension Review (part of JT Wealth) is an appointed representative of Intamediary, Unipessoal Lda (IUL), a tied agent of Lawsons Equity Limited, an investment firm authorised and regulated by the Malta Financial Services Authority (MFSA) under the Investment Services Act (Company Reg. No. C 49564). All investment services are conducted under MiFID II regulations.
We also operate under the regulatory umbrella of Adviser Platform Lda, incorporated in Portugal (NIPC 502059176) with a share capital of €50,000, and regulated by the Insurance and Pension Funds Supervisory Authority (ASF) for insurance distribution activities.
Why This Matters
- Independent, compliant advice across multiple jurisdictions.
- Protection of your investments under EU and UK financial laws.
- Confidence in our integrity, transparency, and long-term support.
With Expats Pension Review, you’re not just getting expert pension advice—you’re getting peace of mind backed by robust international regulation.
