Cross-border wealth, structured properly.
You spent decades building it. For expats with £500,000 or more in pensions and investments, how it's held now matters as much as how it's invested.
Three ways we bring clarity to your finances
Unlike traditional advisers, we focus exclusively on UK expats: independent, transparent guidance built around your situation, not a product to sell.
Your portfolio was not built for cross-border tax.
Comprehensive pension analysis and optimisation for a secure retirement, wherever you live.
Learn MoreFor £500K+ portfolios abroad.
Personalised, cross-border savings guidance built for substantial portfolios, not one-size-fits-all products.
Learn More£1m+ in Spain? Structure it before 2027.
Expert tax planning to help minimise liabilities and maximise savings across jurisdictions, ahead of the 2027 UK inheritance tax changes.
Learn MoreFind guidance for where you live
Location-specific guidance on how your UK pensions are taxed, for UK expats in Spain, France and Portugal. Choose your country to find your region.
Expats in Spain
UK State Pension tax, province by province. All 50 provinces plus Ceuta and Melilla.
Find your provinceExpats in Portugal
UK pension tax guidance for every Portuguese district, including the Algarve, Lisbon and the islands.
Find your districtIndependent guidance, built around where you live
We work only with UK expats, across Spain, France and Portugal. Our advice is independent and set out in writing, with fees agreed before any work begins.
Experienced UK pension advisers
Advice built around where you live
Clear, transparent fees
Recommendations in writing
Why We Provide A Private, No-Obligation Review?
We believe every UK expat deserves independent guidance, not just those with significant assets to invest. That's why we aim to meet with as many people as we can, and where a private review isn't the right fit yet, we'll still point you toward resources to help you on your journey.