Overcoming pension challenges for UK expats
Living abroad adds real complexity to a UK pension. We help clients work through the issues that come up most often:
Post-Brexit uncertainty
Understanding what pension transfer rules actually mean for you now that you live outside the UK.
Tax complications
Managing tax obligations that span two or more jurisdictions without unnecessary liabilities.
Currency exchange risk
Protecting the value of your pension income against currency swings over the long term.
Limited remote access
Many UK providers make it hard to manage a pension account from abroad. We help you regain control.
The Overseas Transfer Charge
Understanding when a 25% charge could apply to a transfer, and how to plan around it.
Multiple, scattered pensions
Bringing together pensions built up over a career into one coherent, reviewed plan.
Our unique pension review process
Initial Consultation
A free assessment call to understand your pensions, your goals, and where you live now.
Detailed Pension Analysis
A thorough review of your SIPPs and workplace schemes, including charges, performance and flexibility.
Cross-Border Tax Review
Assessing how your pension interacts with tax rules in your country of residence.
Tailored Recommendations
Clear, independent recommendations built around your circumstances, not a one-size-fits-all product.
Ongoing Support
Periodic updates and reviews so your plan keeps pace with your life as an expat.
Is a pension review right for you?
Our reviews benefit expats who want to consolidate scattered pensions, understand the tax implications of where they live, manage currency risk, or need location-specific investment strategies, from the UAE to Australia, Spain and Thailand.
Peace of mind and financial security. That's the goal of every review: a plan you understand, built independently, with ongoing support as things change.
Why clients choose us
Unlike traditional advisers, we focus exclusively on UK expats. Our advice is independent and transparent. We're rewarded for good advice, not for selling a particular product.
Book Your Private Review